|Click HERE to read the USA Today article|
At 4:13 PM on Sunday, January 20, 2013, USA Today published an article about how Hoboken Sandy victims living in garden-level homes were battling the government and flood insurance industry's denial of coverage.
Featured prominently was the Sobolov family.
Sitting at her kitchen table recently, Sobolov looked at a bathroom that no longer had walls, a sink or a toilet. Its door was propped up against a wall in her living room, a decades-old brown sign reading "please keep this door closed at all times" in both English and Spanish hanging from a nail. Previous owners put the sign on the door and added on the living room, which was deemed a porch by the insurance company. The floors and bottom of the walls are ripped up. The back door opens onto a few steps up into the backyard.At 7:10 PM on January 20, Sara Stojkovic sent Kim Cardinal an email linking the USA Today article.
Sobolov said she is challenging the assertion that her home was flooded because of her claim that what came up through the toilet and drain damaged her home. But because the insurance company declared her home flooded, she is also fighting the basement classification. There was about a foot of water and sludge in her home.
Sobolov received $5,000 from FEMA, she said, and is supposed to get another $6,000 under her flood insurance. She said she has a $250,000 flood insurance policy. Contractors estimated the damage will cost $60,000 to $80,000 to fix. Additionally, many of the family's possessions, including the stove, dishwasher and furniture, were destroyed.
The subject line of Stojkovic's email:
"Your big laugh for today..." Her message:
"Look at that photo and tell me she's not squatting in a basement. Seriously, she's pathetic."
At 9:05 AM on Monday, January 21, 2013 Kim Cardinal responds, "...She only lost her kitchen."
At 11:02 AM Sara Stojovic replies: "And I laughed when I saw the photo..." (referring to the photo of mother and son surrounded by the ruins of their partially-demolished home.)
read from the bottom up
Numerous emails between Sara Stojkovic and Kim Cardinal Bajardi discuss posts on Sobolov's personal Facebook page.
On December 1, 2012, Irene Sobolov posts that she received a denial letter from her flood insurance company.
At 10:32 PM Stojkovic copies the Facebook post and emails it to Cardinal:
On Tuesday, June 14, 2011, Irene Sobolov posts on her Facebook page that she is ordering Dominoes pizza because her kids "like that."
At 4:12 PM, Sara Stojkovic takes this post from Sobolov's page, emails it to Kim Cardinal:
On Saturday, September 17, 2011 Irene Sobolov posted that her car was towed.
At 11:34 AM Sara Stojkovic takes the Facebook post and sends it to Kim Cardinal Bajardi:
On January 9, 2015, Irene Sobolov received this letter from the Bajardi's attorney, Jonathan Z. Cohen.
Irene had provided two affidavits pertaining only to dismissed Plaintiff Cardinal-Bajardi: she had no testimony relevant to remaining allegations by Plaintiff Lane Bajardi. Proof of this is that Cohen never called Sobolov to testify.
Then why did the Bajardi's subpoena and letter demand that Irene Sobolov "appear in person" at 9 AM on the first day of the trial, January 26, 2015, and "each weekday thereafter" until "you are excused by the court or me."
What do you think?